While it’s crucial to get the mental health care or addiction treatment you need, it’s also important to understand the potential costs involved. Understanding and finding private insurance coverage for mental health and addiction treatment can seem tricky, but it doesn’t have to be! Keep reading to learn more about the steps to finding and understanding your private insurance coverage.
At Hammocks on the Edisto, we are a leading women’s drug rehab that provides tailored mental health care and addiction treatment. We understand how debilitating a disease addiction can be. You never should feel ashamed or afraid to ask for help! We offer a range of addiction therapies so you can effectively overcome addiction and achieve long-lasting sobriety. Contact us today to learn more about how we can best support your recovery needs.
5 Steps to Finding Private Insurance Coverage
One of the last things you’ll likely want to worry about is whether your insurance covers your treatment. However, finding private insurance coverage for mental health and addiction treatment, and understanding if your insurance covers your treatment is important. Below are steps to ensure your insurance covers your treatment costs.
1. Review and Understand Your Current Insurance Plan
First, finding private insurance coverage for mental health and addiction treatment starts by either getting your insurance through your employer or purchasing a plan directly. It’s important to review and understand your current insurance plan to understand what your plan covers, and what it does not. Understanding your plan will help guide you to better know how much you can expect to pay when seeking mental health or addiction treatment.
2. Consider Finding In-Network Providers First
Once you better understand your insurance plan, it’s important to consider seeking in-network providers first for your mental health care or addiction recovery needs. While you can seek treatment outside your network, understand that your costs will likely be higher than if you choose an in-networker provider for your recovery needs.
3. Contact Your Insurance with Any Questions
Navigating what your insurance plan does and does not cover when it comes to your healthcare needs can sometimes be difficult. If you have questions about whether your insurance does cover addiction treatment or mental health treatment, or the types of treatment and programs it does cover, consider contacting your insurance with any questions about your coverage. For example, you may have questions regarding how much your insurance covers for inpatient care. Or, you may have questions regarding how many therapy sessions your plan covers, or the percentage of cost you should expect to pay for each therapy session. These are important questions and answers you should understand so you can not only pick the right treatment for your recovery needs but also one that aligns with your financial well-being.
4. Check If the Treatment Center Accepts Your Insurance
Additionally, you can also consider checking if the treatment center can help answer any insurance questions you may have. You’ll also want to check to make sure the treatment center you are considering accepts your insurance. Understanding whether the treatment center accepts your insurance can help you better understand the cost of treatment you can expect.
5. Evaluate Costs When Considering Treatment Options
Last but not least, while the cost of treatment is not everything, it is an important factor to consider when comparing different treatment options. For example, if you are in between going to 2 different treatment centers, and one accepts your insurance and the other does not, consider seeking treatment from the treatment center that does accept your insurance.
Help Is Available
Now you know more about finding private insurance coverage for mental health and addiction treatment, and why understanding your coverage is important. While treatment cost isn’t everything, it is an important factor to consider when picking a treatment center right for you. If you or someone you know is struggling with addiction– help is available!
At Hammocks on the Edisto, we are here to help you safely and effectively overcome addiction and achieve life-long sobriety. We understand that each patient’s recovery needs are uniquely different. That’s why we provide a wide range of addiction and mental health treatment options so you can effectively progress along your recovery journey. Ready to begin your road to recovery? Contact us today!
